For the complete documentation index, see llms.txt. This page is also available as Markdown.
Introduction
Digital Receipts let you send additional order information to cardholders and their banks, including subscription details, itemised breakdowns, in-flight refunds, and more. When implemented, they reduce cardholder confusion, help banks better understand charges before raising a dispute, and ultimately lower your chargeback rate.
How it works for cardholders
1
Cardholder views a transaction
A cardholder opens a transaction in their banking app.
2
Real-time lookup
The app performs a real-time lookup to check whether additional order data is available.
3
Data displayed
If data is available, it's shown directly in the cardholder's banking app alongside the transaction.
How it works for banking agents
1
Cardholder contacts their bank
A cardholder queries a transaction with their bank.
2
Agent opens the dispute portal
The banking agent opens the Mastercard or Visa dispute portal.
3
Real-time lookup
A real-time lookup checks whether additional order data is available.
4
Data displayed
If data is available, the agent sees it in the portal before proceeding with the dispute.
What data can be returned?
Depending on what's available at the time of the query, the platform automatically shapes the response to provide maximum context. This can include:
Subscription details
Transaction details
Merchant details
Refund details
Digital deliveries
Physical deliveries
Hospitality booking details
See the full options for enrichment using our Orders API
Card network integration
Digital Receipts are powered by two card network solutions. We harmonise both systems into a single unified interface built to scale and support both programs as they evolve. You never need to integrate directly or manage those connections.
